INDIA NETWORK HEALTH INSURANCE, USA  

   
addValidation("Name","req","Please enter the Name of person requesting the Quote"); $validator->addValidation("email","req","Please enter a emailid of the person requesting the Quote"); $validator->addValidation("email","email","Please enter a valid email id"); $validator->addValidation("Contact_Phone","req","Please enter the contact phone number"); $validator->addValidation("Coverage_startDate","req","Please enter coverage start date"); $validator->addValidation("Coverage_endDate","req","Please enter coverage end date"); if ($_POST['vdob']=="" && $_POST['age']=="6") { $validator->addValidation("vdob","req","Please fill in Date of Birth"); $validator->addValidation("age","req","Please fill in age");} if ($_POST['vdob']=="" && $_POST['age']=="") { $validator->addValidation("vdob","req","Please fill in Date of Birth or Age"); } //$validator->addValidation("age","req","Please fill in age");} $validator->addValidation("coverageclass","req","Please fill in Coverage Class"); if ($_POST['coverageclass']=="2" && $_POST['sage1']=="") { $validator->addValidation("sage1","req","Please fill in the age group of Spouse as coverage class is couple"); } if ($_POST['coverageclass']=="3" && $_POST['sage1']==""&& $_POST['cage1']=="") { $validator->addValidation("sage1","req","Please fill in the age group of Spouse as coverage class is couple"); $validator->addValidation("cage1","req","Please fill in the child age group"); } $validator->addValidation("policymax","req","Please fill in Policy Max"); $validator->addValidation("policytype","req","Please fill in Policy Type"); $validator->addValidation("deductible","req","Please fill in deductible"); $custom_validator = new MyValidator(); $validator->AddCustomValidator($custom_validator); if($validator->ValidateForm()) { include ("functions.php"); $Name=$_POST['Name']; $email=$_POST['email']; $coverageclass = $_POST['coverageclass']; $ins=$_POST['ins']; $deductible = $_POST['deductible']; $phone=$_POST['Contact_Phone']; $policymax = $_POST['policymax']; $policytype = $_POST['policytype']; $prexded = $_POST['prexded']; $cstart=$_POST['Coverage_startDate']; $cend=$_POST['Coverage_endDate']; $vdob=$_POST['vdob']; $agegroup1 = $_POST['age']; $sage1 = $_POST['sage1']; $cage1 = $_POST['cage1']; $cage2 = $_POST['cage2']; if ($policytype=="1") { if ($prexded=="1") { $prexded1="$1,000 Deduductible"; } elseif($prexded=="2") { $prexded1="$5,000 Deduductible"; } } else {$prexded1="Not Applicable";} if ($vdob=="") { $age=$agegroup1; } else { $age= age($cstart,$cend,$vdob); } $Coverage_months=cmonths($cstart,$cend); $Coverage_15days=c15days($cstart,$cend); $Coverage_sdays=cdays($cstart,$cend); $totaldays=30 * $Coverage_months + 15 * $Coverage_15days + $Coverage_sdays; $termdate=$cend; $userAgent = $_SERVER["HTTP_USER_AGENT"]; $userIP = $_SERVER["REMOTE_ADDR"]; $time = time(); $cstart1= date('Y-d-m',strtotime($cstart)); $cend1= date('Y-d-m',strtotime($cend)); $vdob1= date('Y-d-m',strtotime($vdob)); // Use time limit feature, true or false $usetimelimit = true; // Sub variable (only edit if above value is set to true) // Set time delay if using time limit feature in seconds $delay = "300" ; $flag =0; /* List of Errors used error1 : Deductible $500 not allowed for this age for age group 2-69 error2: Deductible $75 not allowed for 70+ age group error3: 150K Max plan is not available for 70+ age group error4 : No policy available for less than one year visitor error5 : Minimum 3months premium required for preexisting condition rider error6 : Please note that coverage for spouse and children for aged 2-17 is not available error7: Preex is not available for 50K deductible for ages 2-69 error8: Coverage class is couple both insurer and spouse should be in same age group error9: Separate insurance has to be taken for 18+ children error10: Error if spouse age is selected where the option is single. error11: if Age group is 70+ children cannot be selected. error12: Invalid Coverage End Date. */ $totalerrors=0; $error1=0; $error2=0; $error3=0; $error4=0; $error5=0; $error6=0; $error7=0; $error8=0; $error9=0; $error10=0; $error11=0; $error12=0; if($age > "0" && $age <= "3" && $deductible == "3") $error1 = 1; if($age >"3" && $age <= "6" && $deductible == "1") $error2 = 1; if($age >"3" && $age <= "6" && $policymax == "3") $error3 = 1; if($age =="0" ) $error4 = 1; if($policytype == "1" && $Coverage_months < 3 && $ins == "new") $error5 = 1; if ($age == "1" && $coverageclass > "1") $error6 = 1; if ($policymax == "1" && $policytype == 1 && $age < "4") $error7 = 1; if ($coverageclass == "2" && ($sage1 != $age)) $error8 = 1; if ($coverageclass == "1" && ($sage1 != "")) $error10 = 1; if (($coverageclass == "3" || $coverageclass == "4") && ($age == "4" || $age == "5")) $error11 = 1; if ($totaldays > "360" || $totaldays < "1") $error12 = 1; if ($policytype == "1") $policyname =" Policy with Pre-existing Rider"; else if ($policytype == "2") $policyname =" Policy Without Pre-existing Rider"; if ($coverageclass == "1") $cover = "One Person"; if ($coverageclass == "2") $cover = "Couple"; if ($coverageclass == "3") $cover = "Couple and Children"; if ($coverageclass == "4") $cover = "One Person and Children"; if ($deductible == "1") $deduct = "$75 per Sickness"; if ($deductible == "2") $deduct = "$250 per Sickness"; if ($deductible == "3") $deduct = "$500 per Sickness"; if ($policymax == "1") $policy = "$50,000"; if ($policymax == "2") $policy = "$100,000"; if ($policymax == "3") $policy = "$150,000"; if ($age == "1") $agegroup = "2-17 Years Old"; if ($age == "2") $agegroup = "18-49 Years Old"; if ($age == "3") $agegroup = "50-69 Years Old"; if ($age == "4") $agegroup = "70-79 Years Old"; if ($age == "5") $agegroup = "80 Plus Years old"; // if ($age >= "4") $deduct = "$500 per Sickness"; // if ($age >= "4") $policy = "$50,000"; if ($age >= "4" & $deductible == "1") { $deductible == "2"; } else if ($age >= "4" & $policymax == "3") {$policymax == "2"; } $totalerrors=$error1 + $error2 + $error3 + $error4 + $error5 + $error6 + $error7+$error8+$error9+$error10+$error11+$error12; list($cmonth, $cdate, $cyear) = split('[/]',$cstart); $todayyear = date("Y"); $todaymonth = date("m"); $todaydate = date("d") +1 ; $flag = 0; if($cyear < $todayyear) $flag = 1; else if($cyear == $todayyear && $cmonth < $todaymonth) $flag = 1; else if($cyear == $todayyear && $cmonth == $todaymonth && $cdate < $todaydate) $flag = 1; if($flag ==1){ echo "
INDIA NETWORK HEALTH PROGRAM

"; echo "Your coverage date is incorrect. Coverage can start either tomorrow or any later date only. " ; echo "
Please Click back button on your browser window, correct the Coverage Start Date and request quote again "; echo "
Even after correcting the data, error continues, pl call help desk 407-258-8346 or 408-850-2154. "; exit; } if($totalerrors > 0) { echo "
Total Errors in form submission : $totalerrors"; echo "

---------------------------------------------------------------------------------------------------- "; if ($error1==1){ echo "

Please note that $500 deductible is not available for 2-69 age group "; echo "

Please select available policy max and deductible combinations "; echo "

---------------------------------------------------------------------------------------------------- "; } if ($error2==1){ echo "

Please note that $75 deductible is not available for 70+ age group "; echo "

Please select available policy max and deductible combinations "; echo "

---------------------------------------------------------------------------------------------------- "; } if ($error3==1){ echo "

Policy Max 150K is not available for 70+ age group "; echo "

Please select available policy max and deductible combinations "; echo "

---------------------------------------------------------------------------------------------------- "; } if ($error4==1){ echo "

No Policies are available for less than 2 year age group "; echo "

Please select available policy max and deductible combinations "; echo "

---------------------------------------------------------------------------------------------------- "; } if ($error5==1){ ECHO "

Please note that the pre-existing rider require three or more months coverage "; ECHO "
unless you are renewing your policy and had 3 or more months in the immediate past. "; echo "

Please select three or more months to get a quote OR "; echo "

If you need insurance for less than 3 months with some pre-existing condition coverage "; echo "
for below 70 years old visitor, you may consider Multinational Atlas Program "; echo "
Note that the coverage provided by Atlas Program is very different from India Network Plan. "; echo "
READ ENTIRE DOCUMENT BEFORE YOU SIGNON
"; echo "

---------------------------------------------------------------------------------------------------- "; } if ($error6==1){ ECHO "

Please note that coverage for spouse and children for aged 2-17 member "; ECHO "
is not available "; echo "

---------------------------------------------------------------------------------------------------- "; } if ($error7==1){ echo "

Pre-existing Condition Coverage Rider is available only w 100K and 150K Policies" ; echo "
Please go back to the Quotes and select either $100K or $150K policy max "; echo "
and request quote again OR Select NO RIDER in the Quote form"; echo "

---------------------------------------------------------------------------------------------------- "; } if ($error8==1){ echo "

If coverage class is couple both spouses should be in same age group" ; echo "
Cases where spouses falling into different age groups, take two different policies "; echo "
and select one person and request quote again "; echo "

---------------------------------------------------------------------------------------------------- "; } if ($error10==1){ echo "

You have selected one Person Coverage but spouse age is specified" ; echo "
if Spouse has to be covered then kindly change the coverage class to couple "; echo "
and request quote again "; echo "

---------------------------------------------------------------------------------------------------- "; } if ($error11==1){ echo "

Coverage with children option is not available for 70+ age group" ; echo "
Please change the coverage option to Single or couple and request quote again "; echo "

---------------------------------------------------------------------------------------------------- "; } if ($error12==1){ echo "

Invalid Coverage End Date" ; echo "
Coverage period cannot be more than 12 Months or 360 Days"; echo "
Please change the coverage end date and request the quote again."; echo "

---------------------------------------------------------------------------------------------------- "; } echo "
Even after correcting the data, error continues, pl call help desk 407-243-8760 or 408-850-2154. "; $message = " Name : $Name
Phone Number: $Contact_Phone
Email : $email
Coverage_StartDate: $cstart
Coverage_Termination Date: $termdate
Coverage_Months: $Coverage_months
Coverage_15Days: $Coverage_15days
Coverage_Single Days : $Coverage_sdays
Age Group : $age
Coverage Class : $coverageclass
Policy Maximum : $policymax
Policy Name : $policyname
Deductible : $deductible
Monthly Premium : $premium
Total Premium Quoted: $totalpremium
User IP: $userIP
User Agent: $userAgent
Error1 Deductible $500 is not available for age group 2-69 :$error1
Error2 Deductible $75 is not available for 70+ age group:$error2
Error3 150K Max plan is not available for 70+ age group:$error3
Error4 No policy available for less than one year visitor:$error4
Error5 Minimum 3 months duration is required for preexisting condition rider:$error5
Error6 Please note that coverage for spouse and children for aged 2-17 is not available:$error6
Error7 Preex is not available with $50K policy for ages 2-69:$error7
"; // Always set content-type when sending HTML email $headers = "MIME-Version: 1.0" . "\r\n"; $headers .= "Content-type:text/html;charset=iso-8859-1" . "\r\n"; // More headers /* $headers .= 'From: help@kvrao.net' . "\r\n"; $headers .= 'Cc: support@indianetwork.org' . "\r\n"; $to = "immnet@gmail.com"; $subject = "Quote Results for $Name"; mail($to,$subject,$message,$headers);*/ exit; } $timestamp= date('D, d M Y H:i:s'); echo "
Insurance Premium Quote " ; echo "
Quote generated on $timestamp " ; echo "

Insurance Quote Provided for : $cover " ; echo "
Age Group of Insured: $agegroup " ; echo "

Coverage Start Date requested: ".$cstart; echo "
Coverage Termination Date: $termdate" ; echo "

Policy Maximum Chosen: $policy "; echo "
Deductible Chosen: $deduct" ; echo "

Policy Riders (if any): $policyname"; echo "
Pre-ex Deductible Choosen: $prexded1"; echo "

Coverage Period (Months): $Coverage_months (15Days): $Coverage_15days (Single Days): $Coverage_sdays"; $premium=premium($age,$deductible,$coverageclass,$policymax); if ($policytype=="2") { $premium1=$premium; } elseif ($policytype=="1") { if ($prexded=="1") { $premium1=$premium*1.25; } else { $premium1=$premium*1.23; } } echo "

Monthly premium : $$premium1 "; if ($age > "2") $totalpremium = round ($premium1 * $Coverage_months + $premium1 * 0.7 * $Coverage_15days + $premium1 * 0.067 * $Coverage_sdays, 2) + 5; if ($age < "3") $totalpremium = round ($premium1 * $Coverage_months + $premium1 * 0.7 * $Coverage_15days + $premium1 * 0.067 * $Coverage_sdays, 2) + 5; echo "
Total Premium (including $5 Admin fee): $$totalpremium"; $totalfee = $totalpremium; if ($Coverage_15days > "0") { if ($Coverage_sdays > "4") { $revcenddate1=cending($cstart,$Coverage_months,$Coverage_15days,$Coverage_sdays); $revmonths=cmonths($cstart,$revcenddate1); $rev15days=c15days($cstart,$revcenddate1); $revsdays=cdays($cstart,$revcenddate1); if ($vdob=="") { $revage=$agegroup1; } else { $revage= age($cstart,$revcenddate1,$vdob); } $revpremium= premium($revage,$deductible,$coverageclass,$policymax); if ($policytype=="2") { $revtotpremium=($revmonths*$revpremium+$rev15days*$revpremium*0.7+$revsdays*($revpremium/30)*2)+5; } elseif ($policytype=="1") { if ($prexded=="1") { $revtotpremium=($revmonths*$revpremium+$rev15days*$revpremium*0.7+$revsdays*($revpremium/30)*2)*1.25+5; } else { $revtotpremium=($revmonths*$revpremium+$rev15days*$revpremium*0.7+$revsdays*($revpremium/30)*2)*1.23+5; } } if($revtotpremium<$totalpremium) { echo "
Note: To lower your premium kindly change the coverage end date to : $revcenddate1 (rounding to nearest month)"; echo "
Total revised premium making the above change will be :$$revtotpremium "; /*echo $revmonths; echo $rev15days; echo $revsdays; echo $revage; echo $revpremium;*/} }} else { if ($Coverage_sdays > "10") { $revcenddate2=cending($cstart,$Coverage_months,$Coverage_15days,$Coverage_sdays); $revmonths=cmonths($cstart,$revcenddate2); $rev15days=c15days($cstart,$revcenddate2); $revsdays=cdays($cstart,$revcenddate2); if ($vdob=="") { $revage=$agegroup1; } else { $revage= age($cstart,$revcenddate2,$vdob); } $revpremium= premium($revage,$deductible,$coverageclass,$policymax); if ($policytype=="2") { $revtotpremium=$revmonths*$revpremium+$rev15days*$revpremium*0.7+$revsdays*($revpremium/30)*2+5; } elseif ($policytype=="1") { if ($prexded=="1") { $revtotpremium=($revmonths*$revpremium1+$rev15days*$revpremium1*0.7+$revsdays*($revpremium1/30)*2)*1.25+5; } else { $revtotpremium=($revmonths*$revpremium+$rev15days*$revpremium*0.7+$revsdays*($revpremium/30)*2)*1.23+5; } } if($revtotpremium<$totalpremium) { echo "
Note: To lower your premium kindly change the coverage end date to : $revcenddate2 (rounding to nearest fortnight)"; echo "
Total revised premium making the above change will be :$$revtotpremium "; }}} // ; $message = " Total Errors:$totalerrors
Name : $Name
Phone Number: $Contact_Phone
Email : $email
Coverage_StartDate: $cstart
Coverage_Termination Date: $termdate
Coverage_Months: $Coverage_months
Coverage_15Days: $Coverage_15days
Coverage_Single Days : $Coverage_sdays
Age Group : $age
Coverage Class : $coverageclass
Policy Maximum : $policymax
Policy Name : $policyname
Deductible : $deductible
Monthly Premium : $premium
Total Premium Quoted: $totalpremium
User IP: $userIP
User Agent: $userAgent
"; // Always set content-type when sending HTML email $headers = "MIME-Version: 1.0" . "\r\n"; $headers .= "Content-type:text/html;charset=iso-8859-1" . "\r\n"; // More headers $headers .= 'From: help@kvrao.net' . "\r\n"; $headers .= 'Cc: support@indianetwork.org' . "\r\n"; $to = "immnet@gmail.com"; $subject = "Quote Results for $Name"; $from = $email ; mail($to,$subject,$message,$headers); echo "

IF YOU WISH TO APPLY FOR THIS POLICY, Complete"; echo "
(i) Membership Form "; echo "
(i) Insurance Form "; echo "
For description of coverage, click on Program Details "; echo "

Note: Premiums are subject to change and quotes are valid only on the date given."; echo "

Note: Termination date is also covered in insurance"; echo "
Having trouble with New Quote Form, click here for getting old quote form Old Quote Form "; $totaldays=30 * $Coverage_months + 15 * $Coverage_15days + $Coverage_sdays; $time = time(); $cstart1= date('Y-m-d',strtotime($cstart)); $cend1= date('Y-m-d',strtotime($cend)); if ($vdob=="") { $vdob1= "1900-01-01"; } else { $vdob1= date('Y-m-d',strtotime($vdob)); } // Mysql database connection configuration /*$dbhost = 'docs123.ipowermysql.com'; $dbuser = 'forminsert'; $dbpass = 'indnet123'; $dbname = 'quotes'; $dbhost = 'mem.kvrao.com'; $dbuser = 'support10'; $dbpass = 'indnet26083'; $dbname = 'efileinsurance_quotes'; */ $dbhost = 'localhost'; $dbuser = 'support10'; $dbpass = 'indnet26083'; $dbname = 'quotes'; /* $dbhost = 'ns.kvrao.net'; $dbuser = 'support10'; $dbpass = 'indnet26083'; $dbname = 'quotes'; $dbhost = '172.30.1.5'; $dbuser = 'support'; $dbpass = 'indnet26083'; $dbname = 'memcalls'; */ $conn = mysql_connect($dbhost, $dbuser, $dbpass) or die ('Error connecting to mysql'); mysql_select_db($dbname); mysql_query("INSERT INTO quotes ( pname,emailid,cstartdate,cenddate,agegroup,coverageclass,maxcoverage, preexrider,phone,vdob,deductable,coverdays,qpremium,creationtime,userip,useragent,neworren) VALUES ('$Name','$email','$cstart1','$cend1','$age','$coverageclass','$policymax', '$policytype','$phone','$vdob1','$deductible','$totaldays','$totalpremium','$time','$userIP','$userAgent','$ins')"); mysql_close($conn); /* if (!mysql_query($sql,$conn)) { die('Error: ' . mysql_error()); } echo "1 record added"; mysql_close($conn);) VALUES ('$Name'); if (!mysql_query($sql,$conn)) { die('Error: ' . mysql_error()); } echo "1 record added"; mysql_close($conn); */ ?> Please correct the following information:"; $error_hash = $validator->GetErrors(); foreach($error_hash as $inpname => $inp_err) { echo "

$inpname : $inp_err

\n"; } } } if(true == $show_form) { ?>

Abuse of the quote system is strictly forbidden and quote form access logged

India Network Health Plan Premium Quote for New Insurance Renewal of Insurance

Coverage class - one person, couple etc. One Person Couple Couple with Children One Person with Children
Name of the Person Requesting Quote
Email Address
Phone Number
Coverage Start Date (MM/DD/YYYY) (ex. October 25, 2009  enter as 10/25/2009)
Coverage End Date (MM/DD/YYYY) (ex. October 25, 2009  enter as 10/25/2009)
Visitor Date of Birth (if available) (MM/DD/YYYY) or Enter Age Group
Enter Spouse age (if to be covered)
No of Children
Coverage Requested*
Pre-existing Conditions Coverage Rider
Select Preex Deductable * $1000 Deductable $5000 Deductable
Deductible Per Sickness  

Pre-existing Coverage Rider is available to all AGES and Require minimum 3 months coverage. Doctor consultation for any reason is available to all policy holder at nominal fee. There is no coverage offered by any insurance career in the USA that come close to India Network Plan. The Atlas plan advertised by some Agents on Interent as pre-ex coverage plan is NOT CORRECT. Read More about clarification

Having trouble with New Quote Form, click here for getting old quote form Old Quote Form "; ?>